Retire at 60

Can you retire at 60?

Retiring at 60 often creates a bridge period before Medicare and full retirement age. A plan should show how income, healthcare, and portfolio withdrawals work together during those years.

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Make the tradeoff visible.

Use one consistent set of assumptions for each scenario. That makes the difference easier to understand and gives you a clearer starting point for an important conversation.

What to compare

  • Model the years before Social Security and Medicare begin.
  • Include healthcare and spending assumptions in the bridge period.
  • Compare age 60 with a later retirement date using the same baseline.
Related retirement questions

Keep comparing the decision points.

Can I retire?

Understand this planning tradeoff before you run your own comparison.

Start with your own inputs

See your own comparison in 5 minutes.

Build a private plan, compare two dates side by side, and review the assumptions behind the result.

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