Timing & scenarios
Compare retire-now versus work-longer choices, model individual or household plans, account for legacy goals and one-time expenses, and get plain-language retirement-decision guidance.
Clear scenario analysis for the timing, income, tax, and risk questions around retirement.
Put retirement dates side by side, trace what happens to income and savings, and pressure-test the assumptions that matter most to your household.
See the tradeoff, then test it against harder markets and higher costs.
Compare retire-now versus work-longer choices, model individual or household plans, account for legacy goals and one-time expenses, and get plain-language retirement-decision guidance.
Set monthly income and sustainable-spending targets; coordinate Social Security, pensions, annuities, and survivor income; estimate taxes, RMDs, taxable Social Security, Roth conversions, and withdrawals.
Use personalized Monte Carlo analysis, year-by-year cash-flow and portfolio projections, inflation and recession scenarios, sequence-of-returns tests, healthcare costs, and dynamic withdrawal guardrails.
Model 401(k), taxable, Roth, HSA, cash-reserve, and home-equity accounts; then save plans, review progress, generate charts and printable reports, or export Excel and JSON data.
Bring the human side of retirement into the plan with a retirement countdown, Social Security bridge view, timing quick actions, risk flags, and private decision notes.
Use your best current estimates, then refine the plan as your life and assumptions change.